Date  

Re:  Complaint Letter to Delete Inaccurate Information

        Full Name, Social Security Number, Date of Birth  

Dear Sir/Madam:  

I received a copy of my credit report to find the following items to be in error.  See the attached copy of the credit report.  Below I have explained the discrepancies in the numbered entries:

 By the provisions of 15 USC Section 1681i of the Fair Credit Reporting Act of 1970, I demand that these items be reinvestigated and deleted from my record.  Send me names and addresses of individuals you contacted so I may follow up.

 Since 30 days from receipt of this letter is your allotted time under the law to re-verify these entries, it should be understood that failure to do so within that 30-day period constitutes reason to promptly delete the information from my file (FCRA 15 USC s1681 (5) (a).  

Also, pursuant to 15 USC s1681i (6) (A) of the Fair Credit Reporting Act, please notify me when the items have been deleted.  You may send an updated copy of my credit report to the below address.  According to the provisions of 15 USC Section 1681j, there should be no charge for this notification.  

Sincerely,

Name

Address  

Sent By: Certified Mail with Request for Receipt of Delivery.

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Last modified: April 16, 2006