Home Warranty

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Home Warranty Protection Plan  

Homeownership is one of life's joys. It can also require costly repairs as major systems and appliances such as heating systems and ovens age and break down.

Coverage for the Things You Need and Use the Most

Regardless of age, make, or model*, a home warranty protection plan covers the primary systems and appliances you need and use the most. That means you're covered-24 hours a day, 7 days a week-for those important household items that tend to break down most often, like your:

                 Stove, Dishwasher, Refrigerator, Light Fixtures, Plumbing, Heating,

                          Electrical, Roof, Microwave Oven, Garage Door Opener,

                                              See Policy for Additional Details

 

How Home Warranty
Protection Plans Work

Here's a general description of how home warranty protection plans work:
You pay an annual premium for coverage.
When a repair is needed you call the plan's service provider 24 hours a day, 7 days a week.
An authorized service contractor comes to your home.
You pay a small service fee - typically in the range of $35 to $50 - and the contractor makes the repairs or recommends the appliance be replaced.

What does a home warranty protection plan cover?

Each company's plan has different lists of what is covered. Check your specific policy for a full description.
Most plans offer repair or replacement coverage for a home's:
Heating system and ductwork
Plumbing
Electrical systems
The following major appliances may also be included:
Dishwasher
Water heater
Range, oven and stove
Home warranty protection plans may offer different levels of coverage. For example, by paying a higher annual premium, you may also cover things like air conditioning, clothes washer and dryer and even swimming pool equipment.

Things to Consider About
Home Warranty Protection Plans

There are many good reasons to buy a home warranty protection plan. Here are just a few:
 Homeowners insurance generally does not cover the costs of repair or replacement of major systems and appliances due to breakdown.
Convenience. Call the service provider, and it will arrange for a licensed contractor to come to your home.
Sell your home faster. The National Home Warranty Association says homes with protection plans sell about 50% faster than unprotected homes.
Protect older appliances. A major appliance may no longer be under warranty with the manufacturer. Generally, the plans cover appliance repairs regardless of age.
      No inspections required. The majority of plans do not require an inspection                of a home's systems or appliances. 

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Last modified: January 10, 2006